Check out our guide on AI TPRM + compliance, published in the ABA Banking Journal. Read here. —>

Automate and strengthen TPRM and compliance with AI

Built for financial institutions, Kobalt replaces manual document review and assessment workflows with intelligent, audit-ready automation.

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Trusted by top banks and FIs like

Give your team superpowers

Automate tedious, manual review and enable your team to do what they do best

Automated risk review

Automated regulatory coverage

Auto-sync with the newest regulations or internal standards and screen vendor docs, contracts, infosec materials, marketing material, and internal policies/procedures within minutes.

BSA/AML

USA Patriot Act, Bank Secrecy Act

Passing

Lending

TILA, ECOA

Gaps Found

End-to-end workflow

AI-generated reporting and data extraction

Let Kobalt AI generate alternative language, risk reports, and follow-on materials with one click, eliminating redundant work with state-of-the-art reliability and accuracy.

Acme, Inc. Report

Compliance risk

Suggested alternative language

Infosec risk

Legal risk

How it works

Ingest

Connect or upload materials from any data source, whether it's internal policies, contracts, third party diligence materials, or security audits.

Analyze

Kobalt surfaces gaps and areas of noncompliance against all relevant financial regulations, security standards, internal policies, and historical enforcement precedent.

Track

Triage and track each risk, manage approvals and exceptions, and auto-draft follow-up reports and deliverables.

We launched in record time and within hours had already found Kobalt to be a very good ROI.

I saved myself and our team 50+ hours of reviewing compliance documents and identifying areas we need to shore up any gaps in the first day.

Teresa Wrich

Previously Compliance Manager at First Bank & Trust

Teresa Wrich

Previously Compliance Manager at First Bank & Trust

Marshall Greenwald

President and CEO at Ionia

Kobalt accelerates my manual workflow and reduces the time to meet ever-changing regulatory obligations.

Sarah Mirsky-Terranova

Previously BSA/AML officer at Albert, CCO at Synctera and POSaBIT

Kobalt is allowing us to significantly expand our risk oversight without added resources.

It helps our team see the critical and pertinent details while eliminating noise that consumes capacity.

William Peek

Chief Risk Officer at Lincoln Savings Bank

All Partners

Klarna

Approved 1 day ago

Petal

Ongoing

GoCardless

Ongoing

Chime

Needs Reassessment

View Analysis

View Progress

View Progress

View Status

Reduce the headache

Conduct efficient and elegant internal audit, fintech partner onboarding, and vendor/third party diligence, which means faster and safer paths to revenue-generating partnerships without the headcount investment or headache.

Unclear Timelines in Dispute Resolution Procedures

Medium Severity

Contract Clause

Section 7.2: Consumer Complaints

Source Clause

CFPB Bulletin 2023-B-3: Consumer Complaint Handling

View Explanation

Spot issues early on

Make your diligence processes more robust with AI, enabling your team to tap into evolving regulations and enforcement actions and catch noncompliance early.

Klarna

Last approved by Sara Jones on May 2, 2024

Next review required by Jan 1, 2025

Risk Analysis

Documents Uploaded

Exceptions

Vendor Communications

Show regulators you're doing it right

Examiners need to see how your team runs a consistent compliance process. Kobalt a straightforward, audit-friendly vehicle to demonstrate how your team made decisions and mitigated risk.

Security is built in from the ground up.

Our robust security measures are designed to protect your sensitive data and give you peace of mind.

Bank-Level Encryption

With robust encryption protocols in place, your data is securely transmitted and stored, ensuring that your personal and financial details remain protected.

SOC 2 Certified with Additional AI Safety Measures

Kobalt does not train on any company information or pass platform insights between customers or third parties.

Questions & Answers

Learn more about what Kobalt has to offer or feel free to contact us at hi@kobaltlabs.com

What is Kobalt Labs?

How does AI fit into this and why is it useful?

Is Kobalt Labs secure?

How can I trust the outputs?

Where can I find more information on pricing?

Is Kobalt Labs funded?

Interested in testing Kobalt?

We welcome any interest in putting Kobalt to the test. Submit your email and we'll walk you through a demo and show you how Kobalt can 10x your compliance team.